An Attorney Owned and Operated Title Company Serving Fort Walton Beach

25,000+ Completed Real Estate Transactions

Voted Best in Destin Title Company for 2022

With You From Contract to Closing

Experienced – Reliable – Authentic

Call us or fill out the form below.


When you are purchasing real estate in Florida, you have two choices. You can hire a real estate attorney, or you can hire a title insurance company. All real estate purchases will require a closing, so will a title company without real estate attorneys suffice? If you were to ask one of our Santa Rosa Beach real estate attorneys that question, they would have you look at your entire purchasing process, especially the closing.

Every closing experience is unique. Each title search will also vary. You can never predict what your purchase will look like based on a friend or neighbor’s recommendation. When you want a thorough and precise closing experience, seek a title company that has attorneys on staff. That is what you will find at Emerald Coast Title Services, a title company that is owned and operated by attorneys.

What is a For Sale by Owner (FSBO)?

A FSBO means that the owner is selling the property without the help of a listing agent or broker.
FSBOs usually fall into one of two categories:

  • The buyer and seller know each other. If you are selling to a family member or friend, you might find it easy to sell without an agent.
  • The seller wants to save money and try to go at it alone. This includes listing, marketing, and showing the home, as well as negotiating the terms of the contract and organizing all repairs and documentation required to get the transaction to closing.

Drawbacks of Selling Your Home Yourself

There are some drawbacks to selling your home yourself. Many home sellers try to FSBO their home at first and end up hiring a professional after a while. Unless you have an extensive background in real estate, you might not be able to effectively handle all of the aspects of getting the home ready to stage for viewings, setting a fair price, marketing the home, negotiating the terms of the contract and other details. One of the biggest drawbacks is that you do not have access to the community of real estate agents with ready to go buyers, as a professional Realtor would have access to. There have also been many studies that show that homes sold with the help of a Realtor sell for 6%-10% higher price than homes that are sold without the expertise of a Realtor.

Next Steps After Contract is Complete

The first thing that needs to happen is the buyer needs to place a loan application with a lender and get their earnest money deposit in to the escrow agent. All inspections will need to be scheduled and any items that may be needed such as a survey, elevation certificate, or home warranty will need to get ordered. Be sure to give us a call to make sure we have all documentation we need from you to get the title work in order.

Why You Have the Advantage in Florida

When you are the buyer for real estate, you can choose either a Santa Rosa Beach real estate lawyer or the title company to assist with your closing. If you are a buyer or seller, why not have the best of both worlds, which is a title company with attorneys on staff?

Our Santa Rosa Beach real estate attorneys have completed tens of thousands of real estate transactions across the Emerald Coast since 1983. We are an attorney-run title company, and we will take care of your transaction as we have many others before. Our clients are our first priority.

Our Services

The buying and selling of real estate will be the biggest investment of your life. You want everything to go without a hitch. Unfortunately, there are moments when the transfer of ownership runs into walls and complications must be remedied before you can go to closing.

If you do run into trouble with a title that is anything but clear, your first move will be to hire a real estate attorney. When you go through our title company, you already have attorneys on your side. Our Santa Rosa Beach lawyers for real estate are licensed attorneys. Together with our title agents and examiners, we have access to the latest technology to make your life easier, and your closing quicker and smoother.

Title Searches

Clients who use our company with Santa Rosa Beach real estate attorneys can gain more satisfaction and peace of mind than those just using a title company without attorneys. You are not requiring legal representation from our lawyers, but rather you are working with a team of advisors with the legal knowledge and expertise to deal with any issues that may come from trying to obtain clear title to a property.

While you expect any title company to be diligent in all they do, the attorneys who are a part of our team at Emerald Coast Title Services work right alongside the rest of the team to ensure that any legal issues that may threaten the closing of a sale are resolved well before the closing date.

All-Inclusive Services

Whether you are a buyer, seller, realtor, or lender, our Santa Rosa Beach real estate lawyers are here to serve you. They are knowledgeable in the handling of both commercial and residential title, escrow services, and closing services, and offer much in the way of information concerning real estate transactions.

Real estate law is complicated. From offering a step-by-step account of every real estate closing to an FSBO Contract Assistant to our closing cost calculator and more, we know every facet of what can cause you a delay or even stop a real estate transaction for good.

Let our team of licensed attorneys, title agents, and examiners assist you for an effective and cost-effective closing every time. Contact us today to learn more.

Please click on our Contract Assistant here to get started.