A closing (also known as settlement) is the final step in executing a real estate transaction. What does the title company do to prepare for the closing?  Let’s find out. There are four parts to the closing process; information gathering, title research, document preparation and, disbursement. Information Gathering Initially the closing process is information gathering […]

WE ALL have heard the words “cyber fraud”, “wire fraud”, “email phishing”.  We all think, “This would never happen to me.”  Wire fraud happens more often than you think.

A survey is typically performed to locate the boundary corners of a piece of property to show the owner the extent of their property. Besides boundary lines, a survey will define any overlaps, gaps, or gores, any rights-of-way, easements, or abandoned roads, encroachments, overhangs, or projections, cemeteries, access, ingress, and egress. A survey will always […]

We're sharing the most common situations we see that delay a closing and how they can be avoided with a well informed and proactive listing agent.

What is an endorsement? A title endorsement is an addition or limitation of coverage that is attached to the title insurance policy; it adds or changes the terms of the policy. The following are the ONLY legal Loan Policy endorsements in the State of Florida:

Emerald Coast Title Services offers the superior protection of the Homeowner’s Policy of Title Insurance, delivering more complete risk coverage, which translates to greater peace of mind for homebuyers. Buying a new home is one of life’s most gratifying experiences and might be the biggest investment you will ever make. As you approach closing day, […]

The process of buying and selling a home is quite complex. Many states require that real estate transactions are closed and insured by attorneys because many components of real estate conveyance are considered the practice of law.