Protect Your Most Important Asset

August 15, 2018

Emerald Coast Title Services offers the superior protection of the Homeowner’s Policy of Title Insurance, delivering more complete risk coverage, which translates to greater peace of mind for homebuyers. Buying a new home is one of life’s most gratifying experiences and might be the biggest investment you will ever make. As you approach closing day, however, all those details can be overwhelming. It’s easy to overlook the single most important step in the entire process—the purchase of title insurance on your wonderful new home.

 

What is Title?

Title is the legal right that a person has to the ownership and possession of land. Since it is possible that someone other than the seller has a prior legal right to the property that your buying, the premium coverage offered by the Homeowner’s Policy provides you with added peace of mind. There can be any number of prior problems that remain undisclosed even after the most careful search of public records. These prior hidden “defects” are very dangerous and sometimes are not discovered for months or even years after you purchase your home. You could be forced to spend substantial money on a legal defense to protect your rights. The Homeowner’s Policy helps protect you against covered losses and prior defects, and provides legal defense for covered risks.

 

Protect Your Investment

The Homeowner’s Policy provides the most complete title coverage available, including protection against undisclosed heirs, mistakes in recording or errors in tax records. Our basic coverage protects against prior covered matters, such as:

  • Someone claiming an ownership interest in your title
  • Leases, contracts, or options affecting your title
  • Someone claiming to have rights affecting your title due to forgery or impersonation
  • Someone having a right to limit your use of the land
  • Unmarketability of your title
  • A defective title

 

How Much Does Title Insurance Cost?

The single premium is directly related to the value of your home. Typically, it is less expensive than your annual auto insurance. It is a onetime-only expense, paid when you purchase your home, yet it continues to provide coverage for as long as you own the property.

Questions? Contact Us!

Recent Posts

Get Fired Up! Checking Your Furnace for Winter

When the last of the brightly colored leaves cling tightly to otherwise bare trees, you know that winter is coming. It’s a sad state of affairs, but happens every year, just like clockwork. The sleet, the snow, the ice, the cold, it all comes in a cycle, and because of that, you need to be […]

Financing Outside of Single-Family Homes

Most of the time, if you think about taking out a loan to purchase real estate, you’re likely picturing a single-family home. Depending on your needs and the properties available in the area you’re searching, though, you may find that other property types are actually a closer fit for you. Multi-family properties such as duplexes […]

What’s New in Garage Door Styles?

Garage doors might not seem like they make much of a difference, but imagine what your home would look like if you just had a flat door where your current garage door stands. Because they take up so much real estate on the front of most homes, garage doors can actually have a huge impact […]

1 2 3 48

Signup for our newsletter

[wd_hustle id="email-signup" type="embedded"]

Emerald Coast Title Services, LLC
Privacy Policy | Terms of Service


Personalized Real Estate Closing Services along the Emerald Coast since 1983
@media screen and (-ms-high-contrast: active), (-ms-high-contrast: none) { .ct-text-block, .ct-headline, .oxy-rich-text, .ct-link-text { max-width: 100%; } img { flex-shrink: 0; } body * { min-height: 1px; } }

ECTS Coronavirus statement

Click Here
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram