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December 3, 2019
Best Practices for Winter Pest Control

You’ve likely heard the phrase “if you’re cold, they’re cold” in relation to pets. Unfortunately, the same reasoning can also apply to pests that might see your home as a source of warmth and food during the winter months. Squirrels, mice, bugs and a number of other pests can find their way indoors if you […]

November 27, 2019
Home Equity Loan or Line of Credit: Which is Better for You?

As you make payments against your mortgage, you build equity in your home. This equity can be used to secure future loans, making it easier to refinance your home or cover certain other expenses. Depending on your needs, you might consider taking out a home equity loan or a home equity line of credit (HELOC). […]

November 18, 2019
Millennials Buying Homes: What’s Trending?

Though there are a number of stereotypes surrounding Millennials, they actually make up a fairly significant part of the economy. More importantly, their economic strength as a group seems to be growing by the day. As of 2019, Millennials make up approximately 37 percent of home buyers… that’s a bigger share than any other generation, […]

November 4, 2019
Why Do I Need Title Insurance When Purchasing a Home?

Whether you’re an agent looking to protect your clients, an investor hoping to flip a property, or a new homebuyer eager to purchase your first house, title insurance is a necessary service that will minimize the risk of your investment.

June 13, 2019
What is a 1031 Exchange?

Real estate transactions involving 1031 exchanges are becoming increasingly common here on the Emerald Coast, but they can be a bit confusing as the Internal Revenue Code has evolved in recent years. An understanding of 1031 exchanges is likely to come in handy in a future real estate transaction.

January 13, 2019
Behind the Scenes - Closing Process

A closing (also known as settlement) is the final step in executing a real estate transaction. What does the title company do to prepare for the closing?  Let’s find out. There are four parts to the closing process; information gathering, title research, document preparation and, disbursement. Information Gathering Initially the closing process is information gathering […]

October 24, 2018
Wire Fraud: More Common Than You Think

WE ALL have heard the words “cyber fraud”, “wire fraud”, “email phishing”.  We all think, “This would never happen to me.”  Wire fraud happens more often than you think.

October 18, 2018
What is a Survey?

A survey is typically performed to locate the boundary corners of a piece of property to show the owner the extent of their property. Besides boundary lines, a survey will define any overlaps, gaps, or gores, any rights-of-way, easements, or abandoned roads, encroachments, overhangs, or projections, cemeteries, access, ingress, and egress. A survey will always […]

September 24, 2018
Informed and Proactive Listing Agents

We're sharing the most common situations we see that delay a closing and how they can be avoided with a well informed and proactive listing agent.

August 27, 2018
What is a Title Policy Endorsement?

What is an endorsement? A title endorsement is an addition or limitation of coverage that is attached to the title insurance policy; it adds or changes the terms of the policy. The following are the ONLY legal Loan Policy endorsements in the State of Florida:

Emerald Coast Title Services, LLC
Personalized Real Estate Closing Services along the Emerald Coast since 1983
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